Auto Insurance in Utah
Auto insurance is a necessary coverage for car owners and drivers. Mountain West Insurance Inc. are insurance experts located in Sandy, UT that offer insurance services for your auto needs. Reach out to us to learn more or continue to read for a brief summary of some of the benefits we offer with an auto policy.
Benefits of auto insurance coverage
Some of the reasons why you should consider car insurance as a vehicle owner or driver include:
- Legal requirement: Most states have made this policy a minimum requirement for using their roads.
- Auto loan rates: If you do not have auto insurance, lenders consider you a high-risk venture. Consequently, they will charge prohibitive premium rates on your auto loan.
- Safeguards your car: In the event of an accident, your insurance company takes the responsibility of repairing or replacing your vehicle.
- Peace of mind on the road: Auto insurance also covers against liability claims by other drivers and victims in the event of an accident. As a result, you can hit the right pedal to the floor with a peace of mind.
Types of auto insurance policies
- Third party liability insurance: It covers damages you cause to other vehicles, passengers, or property. Besides taking care of the financial obligation that comes with such claims, it also protects you against insurance scammers who have infested the roads today.
- Personal injury insurance: It is the policy that covers you and your passengers in the event of injuries during an accident. It takes care of medical bills resulting from the crash.
- Collision insurance: It covers the vehicle exclusively. With this policy, you will have your vehicle repaired in the event of an accident. In case the car is damaged beyond repair, the insurer pays for a new car, or you get paid the sum insured.
- For more information and to have your questions answered, call or visit our offices in Sandy, UT. Mountain West Insurance Inc. also offers policies those outside of Utah in over 12 different states. If you need a quote on auto insurance, try our online rating tool for quotes from home. Reach out to us to learn how to start a policy today.