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We are ready and willing to provide you with our most competitive proposal for your business/commercial needs. General Liability Liability insurance refers to coverage for injury to another person or damage to a person's property for which you are legally responsible. General liability is a standard element of most business owner's policies. Commercial Property Commercial property insurance helps businesses, including farms and ranches, pay to repair or replace buildings, associated structures, and contents damaged by fire, storms, theft, and other events outlined in the policy. Workers Compensation Workers that are injured on the job are entitled to benefits as prescribed by state laws. These benefits may involve income, medical, rehabilitation, death and survivor payments. Builders Risk Fire, lightning, wind, theft or vandalism could destroy a partially completed construction project. A good Builders Risk Insurance program would help pay for debris removal and replace your materials and supplies. Bonds Many state and/or local governments will not issue a business license or permit until the business has posted a "bond". This "bonding" requirement can often be satisfied by purchasing a Surety Bond through your local professional business insurance agent. |